So, You Want To Buy A New Car?

One of the worst parts of our day at Oakdale Collision is having to tell someone their insurance totaled out their vehicle. Purchasing a new car can be a big stressful ordeal. It puts a lot on the line like your credit score, financials, and long-term happiness if you purchase the wrong thing. Sometimes, it’s hard to know what vehicle is the right vehicle, until it’s in front of you. We suggest thinking long and hard about what you need, and what you want out of your next vehicle. 

The financial part is often the most worrisome step towards a new car. If your insurance is totaling out your current vehicle, make sure that you negotiate on your behalf, and that your payout is fair value. Before you set out to test drive your dream car, you need to identify what your budget is, and which type of sale you’d like to do, either private or through a dealership. You will need to identify how much you are willing to spend, and if you are planning on buying outright, or using a loan from either a bank or a dealership. If you go the loan route, decide how much money you are willing to allocate towards a monthly payment.

Paint a picture, albeit a broad one, of your ideal must haves and must nots in the next car you bring home. This can be little things, like auto start or heated seats, to the big items like being AWD or an included tow package. Create a list of your absolutes before you start searching online. This will help you cross potentials off the list, and preemptively thinking about what you absolutely need will allow you to quickly sort through the thousands of cars on the market. Then, once you know the type and trim package you desire, price check it! Look up what the industry norm is, and what people in your area are paying for the same type of vehicle. Keep that at the ready for when you visit the dealer or private party you intend to purchase though.


Absolutely always test drive the car. This is one of the most important parts of the car buying process. You need to know the depth of what you are getting yourself into, and test driving the car will allow you to experience what day to day life is going to be like. You’ll typically be driving the car, but how does the backseat feel? Can you properly use all the mirrors in the car and do you like your visibility? Is there road noise? How is the stereo? Do you feel too close to the steering wheel? Is there enough cargo space? Make sure your salesman has time to spare and take it for a thorough test. Drive on the freeway, find a hill, do a couple brake checks, cruise around and ensure you are positively in love with the vehicle before you entertain the idea of purchasing the vehicle. You also want to have a mechanic on call, for a checkup. It is always a good idea to make sure that the vehicle is mechanically sound.

A new car is an emotional and occasionally expensive venture, but you can save yourself a lot of stress by being proactive and getting your intention set before you start looking. By knowing what you want, you don’t have room for a salesman to upsell you, or to miss a great opportunity by overlooking an older model that has all your absolute must have items. Don’t let anybody push you into anything you aren’t interested in and know that you don’t have to buy anything you don’t love.

Asked and Answered: What to Look for When Buying a New Car

This month, we're posting a little differently. We wanted to talk about what people might think about when looking to buy a new car, specifically young people.  We enlisted the help of a young woman who's name is Catey C. and we were pleased with the well thought out questions she came up: 

Hi, I’m Catey, your friendly Millennial who’s in the market for a new car, and I have a few questions, besides which shade of pink should I pick. I’ve put my Venti Pumpkin Spice Latte down long enough to research them, so here’s my three top questions about cars from a Millennial.

• What’s the best feature(s) should I be looking for in a car? This is going to vary from person to person, obviously. I don’t really like taking selfies and posting them on Instagram all that much, therefore interior wifi isn’t a huge concern for me. However heated seats and backup cameras are a must for me. I live in Minnesota (I don’t think that needs any further explanation). Also, I have the wonderful skill of managing to hit either a tree or the only car in the parking lot. I completely joking, I’m not that bad of a driver. Overall, the features that are going to keep you safe and not bumping into trees are going to be your best bet. If you can afford the leather seats and the massage feature, go for it. Otherwise focus on what's going to be more practical and what’s going to pay off in the long run. 
• Which car is more fuel-efficient? Bankrate.com has a list of the most fuel-efficient cars in their category. Once again, it depends on what you’re in the market. For me, I’m leaning towards a compact SUV, because I like bigger cars, but I don’t want to become an Uber for my sister and her friends. Bankrate.com suggests the Toyota RAV4, it 23 MPG in the city and 30 MPG on the highway. It also has 176 hp and it’s starting price is $24,350. Just because the RAV4 was suggested by one website, doesn’t mean that is the car I’m going to chose. I probably pick which ever car is going to get me to Canada the fastest after the election. 
• Should I Lease or Buy? Here’s the thing for me. It would be more cost effective for me to lease a car, however I can’t surpass the set mileage. I mentioned before that I have a younger sister who has a tendency to make spontaneous plans that usually involves quite a bit of mileage, and guess who my parents are going to send to drive her all over the place. However, I really don’t have the funds to purchase a car, and I would like to avoid taking out a loan. It would be easier to buy a car since I have the tendency to bump into things (Once again, I’m joking). Overall, I will be leasing a car, because it’s more cost effective for my situation at the moment. Yes, the limited miles is going to be a pain, but I would rather be able to drive a newer car every few years than being stuck in the same car. Because what may have been cool seven years ago, will be outdated and impractical. 

You made it through all my jabber! If I could give you a cookie, I would! I don’t speak for everybody, especially for Millennials. I’m just a kid in the market for with a couple of questions. I hope you all can take something away from this, or at the very least, enjoyed my ramblings. Thank you for reading.

If you were in the market for a new car, what are some of the questions you would want answered?